We are seeking a highly analytical and domain-savvy Lead Business Analyst to join our team and support the development, enhancement, and optimization of insurance products and processes within the Commercial Lines of Property & Casualty Insurance. The ideal candidate will have deep expertise in Engineering, Marine, Property, and Liability insurance and will act as a bridge between business stakeholders and technical teams to deliver high-impact solutions.

Business Analysis & Requirements Gathering

• Collaborate with underwriting, claims, actuarial and operations teams to gather and document business requirements.
• Conduct gap analysis and feasibility studies for new product development or enhancements.
• Translate business needs into functional specifications and user stories.

Domain Expertise – Commercial Lines

• Analyze and model insurance products across Engineering (Contractors All Risk, Erection All Risk), Marine (Cargo, Hull), Property (Fire, Burglary), and Liability (Public, Product, Professional).
• Support pricing, rating, and policy administration systems specific to commercial lines.
• Ensure regulatory compliance and alignment with industry standards (IRDAI, Lloyd’s, etc.).

Stakeholder Management

• Liaise with product managers, IT teams, vendors, and external consultants.
• Facilitate workshops, walkthroughs, and UAT sessions with business users.
• Act as a subject matter expert (SME) for commercial lines during system implementations.

Required Skills & Qualifications

Technical & Analytical Skills

• Strong proficiency in business analysis tools (e.g., JIRA, Confluence, Visio).
• Familiarity with insurance platforms (Guidewire, Duck Creek, DXC, etc.) is a plus.

Domain Knowledge

• In-depth understanding of commercial insurance products and lifecycle.
• Experience in regulatory and compliance frameworks in P&C insurance.
• Knowledge of reinsurance and treaty structures is advantageous.

Soft Skills

• Excellent communication and stakeholder engagement skills.
• Strong problem-solving and critical thinking abilities.
• Ability to work independently and manage multiple priorities.

Any Degree with III certification or ECBA

14+ years Experience in General Insurance Commercial BA